With Ujamaa.Financial

Do your everyday banking.

Do your everyday banking.

Pay bills, send money, and get your direct deposits 2 days early.

Pay bills, send money, and get your direct deposits 2 days early.

Collect roundups to pay down your student debt and for your personal goals.

Collect roundups to pay down your student debt and for your personal goals.

Access the Financial Literacy Resources Library

Access the Financial Literacy Resources Library

Top Reasons

BIPOC are Underbanked

Why are Black and Brown communities more likely to be underbanked?
In 1863 when the Emancipation Proclamation was signed, Black people in America held a
little less than 1% of American wealth. Today that percentage is still the same.

High account
fees

Too hard to meet
minimum balance
requirements

Personal
identification or
credit issues

Mistrust of
banks

Privacy
concerns

According to
an FDIC Survey

Black and Latinx
households do not
have a bank account.

Black and Latinx families have
a bank account but used non-
bank credit or transaction
products in the last year.

A programmable and customizable
account that allows you to use
your funds the way you want.

Ujamaa

Financial

Save some coin. Send Some Coin.

From roundups to savings accounts. Track your financial
progress and learn about creating a healthy financial future.
Learn more

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